Client Profile

A mid-sized European aviation firm specializing in private charter flights and luxury jet rentals, operating across multiple jurisdictions.

Challenges

• Complex International Transactions: The client regularly conducted cross-border payments for fuel, airport handling, and maintenance services. Traditional banking was slow and costly.
• Cash Flow Management: Inefficient accounts payable and receivable processes hampered operational fluidity.
• Regulatory Compliance: Navigating strict AML and KYC requirements across multiple jurisdictions was resource-intensive.
• Limited Financial Visibility: The company lacked real-time oversight of its financial flows, making forecasting and allocation challenging.
• Vendor Payment Delays & FX Exposure: Managing payments to global vendors while avoiding currency fluctuation losses was a constant concern.

Our Solutions

Multi-Currency Accounts & Global Payments

• Provisioned multi-currency accounts, eliminating unnecessary conversions.
• Enabled fast and reliable payments via SEPA and SWIFT networks.
• Benefit: Reduced currency conversion costs and expedited international payments.

Smart Payment Routing

• Deployed optimized routing logic for international payments.
• Benefit: Reduced transaction costs and faster settlement for critical vendors.

Automated Treasury Management

• Introduced automation for both receivables and payables.
• Enabled scheduled payments for recurring costs like leases and operational fees.
• Benefit: Improved cash flow control and significantly reduced manual workload.

Real-Time FX Solutions

• Enabled forward rate locking for predictable currency planning.
• Automated, competitive-rate conversions within the platform.
• Benefit: Saved on FX fees and reduced exposure to volatile exchange rates.

Virtual & Physical Cards for Vendor Spend

• Issued cards for specific expenses (crew accommodation, catering, airport charges).
• Real-time tracking and spend limits ensured transparency and control.
• Benefit: Safer, more accountable spending — especially in high-risk regions.

Custom Reporting & Financial Analytics

• Delivered a dashboard offering real-time insights into cash flows and payment activity.
• Benefit: Enhanced financial decision-making and more accurate resource allocation.

Impact & Results

• 30% reduction in international payment fees
• 20% savings on annual FX costs
• 15 hours per week saved through automation
• Improved KYC/AML compliance readiness
• Faster vendor payments = stronger operational relationships

Conclusion

This engagement showcases how PAYALLY goes beyond traditional banking or fintech offerings. By delivering a suite of tailored financial tools — spanning payments, FX, compliance, and treasury management — we empowered a high-growth aviation client to operate with agility, transparency, and confidence in a highly regulated, competitive environment.

At PAYALLY, we don’t just process transactions — we transform financial ecosystems.